Thank you for your interest in getting started at bbin信誉网站. We hope this website is a useful resource for you as you navigate the college application process.
Here you will find answers to some of the questions that students frequently ask us. If you have questions that are not answered here or elsewhere on our website, please bbin信誉网站.
关于经济援助和贷款的常见问题
一旦注册打开，贷款申请就可用. In order to have your loan application processed by the payment deadline, submit your loan application 和 any financial aid requirements by:
- 秋季学期:七月一日
- 春季学期:十二月. 1
- 夏季学期:五月一日
访问 六氯.edu/loans 了解更多信息.
如联邦贷款指引所述, the actual loan amount you are eligible to receive for an academic year is determined by your school. Loan eligibility at bbin信誉网站 is determined on a case-by-case basis as authorized under 34 CFR 685.301(a)8 《高等教育法. 最高年度贷款金额不作保证.
学生每年可申请的最高金额为:
| 年级水平 | 学时(适用学位) | 基地贷款 | +额外无补贴 |
|---|---|---|---|
| 第一年 | 0 - 29学时 | $3,500 | $2,000(受抚养)$6,000(独立) |
| 第二年 | 30+学时 | $4,500 | $2,000(受抚养)$6,000(独立) |
除了, lifetime limits 和 prior student loan debt may restrict the amount of student loans that can be borrowed.
Approximately 10% of eligible students borrow at bbin信誉网站. 那些借钱的人, the 2020-21 average federal student loan debt at time of graduation was $9,258.
我们建议学生使用 联邦学生援助偿还计算器 和 绘制你未来的债务/薪水向导 to underst和 long-term costs of borrowing 和ir anticipated ability to repay their student loans. 欲了解更多信息，请访问 studentaid.gov /贷款.
Loan applications take approximately two weeks for processing after receiving all required documents, 在此了解更多有关贷款申请的信息. This may increase to three or more weeks during peak registration periods (the time between payment deadline 和 start of the semester). 贷款将按收到的顺序处理. 提交贷款申请和所有要求后, students should monitor their myBlackHawk email for status updates.
Refunds are processed by the Bursar’s Office once a credit balance is created on your billing account. Refunds will be available approximately 14 days AFTER the credit balance is created. To avoid delays, students who anticipate receiving a refund should log into their account on www.refundselection.以尽快选择退款偏好.
学生 should ALWAYS contact the 金融援助 Office BEFORE changing their schedule (adding or dropping classes) to determine how changes will impact their costs 和 financial aid.
Financial aid is based on attendance for the entire semester. If you drop ALL of your classes before 60% of the semester is complete, federal regulations require schools to recalculate your financial aid eligibility (including student loans) to determine how much was “earned”. 以最后一次学术活动或参与日期为准, 你的经济援助也会相应调整, 这可能意味着偿还部分或全部的经济援助.
除了, students are expected to complete 67% of their attempted coursework (see 令人满意的学业进展). Withdrawing from coursework may negatively impact your eligibility to continue receiving financial aid in the future.
You must cancel any pending loans at bbin信誉网站 和 contact your new college to determine what requirements you need to complete.
Loan borrowers are required to participate in Federal Loan Exit 咨询 after graduating, 撤回, 或者降到6个学时以下, 即使他们打算转到另一个机构. bbin信誉网站 will email a notification with Exit 咨询 information to your student email 和 personal email provided on that year’s FAFSA. (If no FAFSA was submitted, the personal email listed with the college will be used.)
A loan servicer is a company that h和les the billing 和 other services on your federal student loan. The loan servicer will work with you on repayment plans 和 loan consolidation 和 will assist you with other tasks related to your federal student loan. 与你的贷款服务商保持联系是很重要的. If your circumstances change at any time during your repayment period, 您的贷款服务人员将能够提供帮助.
学生 should update their contact information with Federal Student Aid (FSA) at studentaid.gov /登录 确保他们的贷款服务商有更新的信息.
您的贷款服务人员将与您联系有关还款事宜. You may also access your loan servicer information, as well as your loan history, on the 国家学生贷款数据系统.
Repayment begins 6 months after graduating, 撤回, 或者降到6个学时以下. 更多信息可通过 联邦学生援助:了解还款 和 联邦学生援助:如何偿还贷款.
If you don’t make your student loan payment or make your payment late, your loan will be considered delinquent 和 may eventually go into default. 如果你拖欠助学贷款, 这一状况将报告给信用机构, 和 your credit rating 和 future borrowing ability will be damaged. 除了, legal action can be taken to require payment through garnishment of wages 和 withholding of tax refunds.
除了, students with a defaulted loan will lose eligibility to receive any additional federal or state financial aid.
Once registration opens, students can submit a BHC Loan Application (和 all other requirements) at 六氯.edu/loans.
In order to have your loan application processed by the payment deadline, 通过以下方式递交贷款申请:
秋季学期:七月一日
春季学期:十二月一日
夏季学期:五月一日